Honestly, $350k? I have difficulty imagining no one suggested to him that this would be a problem, and the reporter not raising the question of his judgment at all also strikes me as... clickbait, an agenda, or both.
You can't help but feel sorry for him, but our system of government just cannot afford to indulge this level of stupidity and put it on the backs of the taxpayers - the banks and/or law school that created this situation should be bearing the risk of his default.
/ENDRANT
Hope everyone had a happy and COVID/flu free Thanksgiving.